A high deductible plan or HDHP is a plan that has lower insurance premiums but high out-of-pocket expenses. Introduced in 2004, high deductible health care plans now cover almost 29% of the insured population in the United States. In 2017, the minimum deductible requirement for a single person is $1350 while the minimum out of pocket expenses are $6650. Growth of HDHP The scenario in the United States today is the growing trend of passing

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